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🎯 KYC + KYB Quiz

KYC + KYB Combined Score

End-to-end onboarding maturity — measured in 12 honest questions.

⏱ ~4 min 📝 12 questions 🎁 Free report
Round 1 starts below Be honest with yourself
Individual verification1 / 12

How do you verify individual customers?

How do you verify individual customers?
The scoring

How the score works

12 questions, 4 options each (0–3 points), 36 possible total. Add them up, find your tier, get your playbook. Easy.

  1. At Risk

    0–11

    Manual, disconnected onboarding for both people and businesses.

  2. Developing

    12–21

    One flow is ahead of the other, and the stack is fragmented.

  3. Solid

    22–29

    Both flows mostly automated; unification is the next win.

  4. Best-in-Class

    30–36

    Unified, automated onboarding for people and businesses.

📌 Themes covered

Individual verification · Business verification · UBO discovery · Automation · Onboarding speed · Conversion · Fraud defence · Screening cadence · Ongoing monitoring · Unified tooling · Audit readiness · Confidence.

📚 Sources we drew from

FATF Recommendations, the Wolfsberg Group AML principles, FinCEN guidance, and patterns we've seen across Zyphe customers in fintech, banking, crypto, marketplaces and gaming.

Toolkit

After the score, the work

Use these alongside your readiness score to close the highest-leverage gaps first.

FAQ

Common questions

What is the KYC + KYB Combined Score?
A combined KYC + KYB assessment scores how mature your onboarding is across both individual and business verification: identity checks, entity and UBO verification, automation, monitoring and audit-readiness. Zyphe's free 12-question assessment scores you out of 36 and places you in one of four tiers - At Risk, Developing, Solid, or Best-in-Class - with tier-specific next steps.
How does the score work?
Each of the 12 questions has four answer options worth 0, 1, 2 or 3 points. The maximum total is 36. Scores are mapped to one of four tiers - At Risk (0-11), Developing (12-21), Solid (22-29), Best-in-Class (30-36) - each with concrete next steps.
How long does the quiz take?
About 4 minutes. Questions are multiple-choice and based on day-to-day operating decisions.
Who is this quiz for?
Compliance leaders, founders and product owners running both consumer and business onboarding
Is the quiz free?
Yes. The quiz is free. We ask for a work email at the end so we can send you the full report and tier-specific recommendations.
What does the report include?
Your tier rating, a written diagnosis of your current state, a tier-specific recommendation (book a demo, get the gap-fix guide, benchmark against peers, or join our thought-leadership track), and a breakdown of every answer.